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SAVING ACCOUNT

Money can be deposited / withdraw into an account as per the wish of account holder. SB accounts are opened to encourage by JAN UTKARSH NIDHI LIMITED members to save money and collect their savings.

The main purpose of having a savings account is to deposit money at a safe place and at the same time earn interest on it, instead of stacking it up at home. By having a savings account with Jan Utkarsh Nidhi Limited, the investor also gets access to different investment avenues.

Saving money habbit will improve the quality of life and will help you to feel better and to sleep better. One will be happier knowing he/she has some money aside for unexpected expenses and look forward to achieve some of their dreams. Jan Utkarsh Nidhi Limited has introduced uniquely designed “Saving Account” to inbuilt the habbit of saving among people.

Savings Account Features & Benefits:-

  • The main objective of Saving Account is promote Savings.
  • Minimum Balance Required @ Rs. 250/- (Rupees hundred) only.
  • Interest Rate payable to the account holder @ 4%* per annum.
  • For more details approach your branch.
  • Interest rate is 5.50.
  • SMS facility available.
  • Nomination facility available for deposits.
  • Net banking facility coming soon.

For more details kindly visit to branch or get touch with any bank’s advisor of your area.

Product NameMinimum BalanceROI(%)Penalty(Rs)

KYC Documents Required for Account Opening :-

Identity Proof Address Proof
Passport Credit Card Statement (not more than 3 months old)
Voter ID Card Income/ Wealth Tax Assessment Order
PAN Card Electricity Bill (not more than 6 months old)
Driving License Telephone Bill (not more than 3 months old)
Aadhaar Card Bank Account Statement
Government/ Defence ID Card Letter from Reputed Employer
ID Card of Reputed Employer Letter from Public Authority
Pension Payment Order Ration Card
Photo ID Card Issued by Post Office Voter ID Card (only if it contains the current address)
Photo ID Card Issued by University Lease Deed/Sale Deed
Photo ID Card Issued by Public Authority
NREGA Card
Photo Ration Card
Senior Citizen ID Card
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