A mortgage is a loan where the property or real estate which is used as collateral. The borrower will enters into an agreement with the lender for the borrower where they can receives cash upfront & then makes payments over a period of time span until he pays back the lender in full as mentioned.

Features & Benefits:-

• Attractive Interests Rates.
• Avail loan amount ranging from Rs.5,000 to a maximum of Rs.2,00,000 Lakhs.
• Hassle-free quick processing of loans
• Minimum documentation and quick disbursal
• Easy and monthly repayment options.
• Personalized service to all the customers.
• Repayment shall be upto maximum three years depending on loan amount
• Multipurpose loan.
• Minimum Pre-payment charges.

For more details kindly visit to branch or get touch with any bank’s advisor of your area.

Eligibility :

• Member of the JAN UTKARSH NIDHI LIMITED
• Holding either single account or joint account with other family members’ viz., father, mother, wife, son or daughter with regular source of income.
• Individuals who may be employed/self-employed in business having regular income.
• Permanent employee of Central/State/Defence//Public or Joint Sector Undertaking/reputed firms/established Educational Inst/Professional/Businessmen having regular income.

Purpose of Loan

• Up-gradation, renovation and extension of residential property.
• Medical, emergency expenditure for maintenance of family.
• To meet the Wedding Expenditure.
• Major Surgical operation.
• For expansion of your existing business or begin a dream venture.
• Meeting any other genuine need as may be specified by the Borrower and agreed to by the Lender.
• Planning to start a small Business.

Quantum of Finance

As per eligibility and Income Earning Capacity.