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FIXED DEPOSITS (FD) :-

A fixed deposit is a financial instrument where a member gets assured ROI. It is an investment opportunity provided by JAN UTKARSH NIDHI LIMITED with the benefits of higher rate of interest than a Normal Saving Account.

Fixed Deposit Features & Benefits:-


  • Attractive and assured Return.
  • Impeccable services.
  • A wide range of deposit products to choose.
  • Quarterly interest will be credited to depositor’s Bank account, if opted.
  • A minimum FD would be of Rs.5000 and further in multiple of Rs.1000.
  • Interest calculation shall be on monthly basis compounding.
  • Earn high rate of interest on your savings.
  • Quick and hassle free service at door-step to all members
  • Nomination facility available for deposits. There can be only one Nominee for a deposit account whether held singly or jointly. Applicants can make nomination by filling up the prescribed form. The nomination details can be changed during the subsistence of the account relationship by filling up the prescribed form.
  • Minimum lock-in period and pre-closure charges.

Loan Facility on fixed Deposits

Member can avail loan facility upto 70% of deposit amount. Rate of interest shall be linked to the rate of interest offered to fixed Deposits.
For more details kindly visit to branch or get touch with any bank’s advisor of your area.


SNo.Plan TypeMinimum DepositROI(%)Maturity Amount(Rs)
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